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Learn about insurance before you buy

Understand term life and health insurance plans, their key features and exclusions, and buy directly from IRDAI-registered insurers.

MakesMyMoney does not provide these products. Clicking Apply Now takes you to the provider's official website, where the provider alone decides on your application.

[Term Life Insurance Plan]

Offered by [Insurer Name]

Cover : ₹[X] – ₹[X] Premium : [X] – [X] years
  • Life cover for a fixed term
  • Options for riders such as accidental death (as per insurer)
  • Tax benefits as per prevailing tax laws

☆ Product features and Specifications are subject to change as per company policy.

[Insurer Name] – IRDAI Reg. No. [XXX]. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

Apply Now

[Family Health Insurance Plan]

Offered by [Insurer Name]

Cover : ₹[X] – ₹[X] Premium : 1 – 3 years
  • Covers hospitalisation expenses for the family
  • Cashless treatment at network hospitals
  • Waiting periods and exclusions apply

☆ Product features and Specifications are subject to change as per company policy.

[Insurer Name] – IRDAI Reg. No. [XXX]. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

Apply Now

Things to check before you apply

  • Disclose your medical history honestly. Non-disclosure can lead to claim rejection.
  • Read the waiting periods, exclusions and sub-limits in the policy wording.
  • Check the insurer's IRDAI registration and claim settlement ratio.

Frequently asked questions

Is MakesMyMoney an insurance company or broker?

No. We are not an insurer, insurance broker or corporate agent. Policies are bought directly from IRDAI-registered insurers listed on each offer.

How do I choose the right cover?

A common starting point for term cover is several times your annual income, but your needs depend on your loans, dependants and goals. Consider speaking to a licensed adviser.

Who settles my claim?

Claims are settled only by the insurer as per the policy terms.